🏦 Loan Payment Calculator

Calculate the monthly payment on a personal, auto or home loan and see how much interest you pay over the full term.

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%
years

How this is calculated

The calculator uses the standard amortization formula with monthly compounding. Fees and insurance are not included; if your lender quotes an APR, that rate already reflects most fees.

Frequently asked questions

How can I lower the total interest?

A shorter term, a lower rate or extra payments toward principal all reduce total interest.

Is APR the same as the interest rate?

Not exactly: APR also includes certain fees, so it is the better number to compare offers.

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