How-to

How to Compare Solar Quotes Like a Pro

Updated Oct 28, 2026 2 min read By the WieHow – Home, Energy & Money Guides editorial team
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Quick answer

Compare quotes by price per watt, equipment model numbers, warranties and the production estimate in kWh per year — not by monthly payment. Make sure the installer is licensed, explains your utility's net metering rules and doesn't hide escalators or dealer fees in financing.

On this page
  1. Step by step
  2. Key items to compare
  3. Check the savings claim

Getting three or more solar quotes is the best way to avoid overpaying. But quotes are formatted differently, so you need to bring them to a common basis.

Step by step

  1. Collect at least three quotes

    Include at least one local installer with long-standing reviews, not only national companies.

  2. Calculate price per watt

    Divide the total price before incentives by the system size in watts. This is the fairest comparison.

  3. Compare equipment

    Check panel and inverter model numbers and their warranties, not just the brand.

  4. Verify the production estimate

    Ask how it was calculated and whether shading was measured. Compare it with free online solar estimate tools.

  5. Understand the billing rules

    The installer should explain your utility's net metering or net billing terms and what they mean for savings.

  6. Read the financing terms

    Compare APR and total cost for loans; for leases and PPAs, check escalators and what happens when you sell your home.

  7. Check licenses and insurance

    Confirm the contractor's license, insurance and who will actually do the installation.

Key items to compare

ItemWhat to look for
Price per wattTotal price ÷ system size in watts
PanelsBrand, model, efficiency and degradation warranty
InverterString inverter, microinverters or optimizers; warranty length
Production estimateAnnual kWh based on your roof's orientation and shading
Workmanship warrantyCovers roof penetrations and installation errors, often 10–25 years
ExtrasPanel upgrade, permits, monitoring, critter guards

Check the savings claim

Run the installer's numbers through your own calculation using your real electricity rate and your utility's export credit:

Solar Panel Payback CalculatorHow many years until solar pays for itself?Try the calculator →
Watch out for: “free solar” pitches, pressure to sign the same day, leases or power purchase agreements with yearly price escalators, and loans with high dealer fees hidden in the price.

Frequently asked questions

Are premium panels worth it?

Higher-efficiency panels help on small or partly shaded roofs. On large, sunny roofs, standard panels often deliver better value per dollar.

Should I buy, lease or sign a PPA?

Buying with cash or a low-rate loan usually saves the most over time. Leases and PPAs require no upfront cost but often save less and can complicate a home sale.

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