Should You Insulate Exterior Walls? Options and Costs

Updated Oct 28, 2026 2 min read By the WieHow – Home, Energy & Money Guides editorial team
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Quick answer

If your home was built before the 1970s and the walls are uninsulated, dense-pack blown-in insulation is usually the most practical upgrade: installers drill small holes, fill the cavities and patch them. It can noticeably improve comfort and lower heating and cooling bills. If you're replacing siding anyway, adding rigid foam outside is another option.

On this page
  1. How to check your walls
  2. Main options
  3. What it saves
  4. Things to watch

Attic insulation usually comes first because it's cheaper and easier. But in older homes with empty walls, wall insulation can be the next big step in comfort and savings.

How to check your walls

  • Turn off power, remove an outlet cover on an exterior wall and look into the gap beside the box with a flashlight.
  • Check during renovations or in an unfinished basement where wall framing is visible.
  • An energy auditor's infrared camera shows uninsulated areas clearly.

Main options

MethodWhen it fitsDisruption
Dense-pack cellulose or fiberglass (blown in)Existing homes with empty cavitiesLow: small holes inside or outside
Injection foamExisting cavities, higher R per inchLow to medium
Rigid foam under new sidingWhen replacing sidingPart of the siding project
Open walls (batts or spray foam)Gut renovationsHigh

What it saves

Savings depend on climate and how leaky the home is. In cold climates, insulating empty walls can significantly cut heat loss through the walls and make rooms feel less drafty. Estimate your current heating cost first:

Home Heating Cost CalculatorEstimate your yearly and monthly heating billTry the calculator →

Things to watch

  • Fix moisture problems and roof or gutter leaks before insulating.
  • Old knob-and-tube wiring should not be covered with insulation; have an electrician check first.
  • Ask about air sealing at the same time — it often adds as much benefit as the insulation.
Rebates: Many utilities offer rebates for insulation and air sealing, often requiring a pre-installation audit.

Frequently asked questions

Will blown-in insulation settle?

Properly dense-packed insulation is installed at high density to minimize settling. Loose-fill in walls settles more and is not recommended.

Can I insulate walls myself?

Dense-packing requires a powerful blower and experience. Most homeowners hire a contractor for wall insulation.

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